ValeCor

Legal

Terms of Service

Effective date: August 2, 2026

1. Agreement to these Terms

These Terms of Service (“Terms”) are a legally binding agreement between you and ValeCor LLC (“ValeCor,” “we,” “us,” or “our”). They govern your access to and use of ValeCor websites, dashboards, subscriptions, content, and related services (collectively, the “Service”). By creating an account, selecting a plan, clicking an acceptance box, or using the Service, you agree to these Terms and our Privacy Policy.

You must be at least 18 years old and legally able to enter into a contract to use a paid plan. If you use ValeCor on behalf of an organization, you represent that you have authority to bind that organization.

2. What ValeCor provides

ValeCor is a self-directed planning and execution platform designed to help users organize goals, work research-backed supporting goals, complete daily actions, and review progress in areas such as wealth, fitness, relationships, business, and home improvement. Features, plan structures, action libraries, and availability may evolve over time.

3. Educational tool; no professional advice or guaranteed results

The Service provides general educational and organizational information only. It is not medical, mental-health, therapeutic, legal, tax, accounting, investment, financial-planning, or other licensed professional advice. ValeCor does not diagnose conditions, prescribe treatment, act as a fiduciary, or create a professional-client relationship.

Fitness activity carries risk. Consider your health, abilities, and environment before acting, and consult a qualified health professional when appropriate. Financial and business decisions involve risk and may result in loss. Relationship content is not a substitute for counseling, crisis support, or safety planning. Never use ValeCor for emergencies.

Your results depend on factors outside ValeCor’s control. We do not promise that you will achieve any goal, income, health, relationship, business, or other outcome.

4. Accounts and security

You agree to provide accurate information, keep your login credentials confidential, and promptly notify us of suspected unauthorized access. You are responsible for activity performed through your account unless prohibited by law. We may require verification or restrict access when reasonably necessary to protect users or the Service.

5. Plans, prices, billing, and renewal

Available plans, prices, billing intervals, trial terms, and features are displayed before purchase and again at checkout. Taxes may be added where required.

  • Monthly subscriptions: Unless clearly stated otherwise at checkout, monthly plans automatically renew each month until canceled. You authorize the applicable recurring charge to your selected payment method.
  • Annual access: The checkout page will state whether an annual option is a one-time one-year purchase or an automatically renewing annual subscription. That disclosure controls. An automatically renewing annual subscription continues until canceled.
  • 7-Day Free Access: When offered without a payment card, free access does not automatically become a paid plan. A paid plan starts only after you separately authorize a purchase. Any different trial arrangement will be clearly disclosed before enrollment.

We may change future prices or plan features. For an automatically renewing subscription, material pricing or renewal changes will be disclosed in advance as required by law. A price change does not retroactively alter a completed one-time purchase.

6. Cancellation and refunds

You may cancel a recurring subscription through the Manage Subscription control connected to your account. Cancel before the next renewal date to avoid the next recurring charge. Unless checkout or applicable law states otherwise, cancellation takes effect at the end of the current paid billing period and you retain access until then.

Payments are generally non-refundable and we do not provide prorated refunds for unused time, except where required by law or where we choose to correct a verified duplicate, unauthorized, or erroneous charge. Contact us promptly about billing errors.

7. Your content and progress data

You retain ownership of goals, reflections, responses, and other content you submit (“User Content”). You grant ValeCor a limited, non-exclusive license to host, process, reproduce, and display User Content only as reasonably necessary to operate, secure, improve, and support the Service. You are responsible for ensuring that your User Content is lawful and does not violate another person’s rights.

Do not enter highly sensitive information that is unnecessary for using the Service. ValeCor is not designed to store medical records, financial account credentials, government identification numbers, or confidential information belonging to third parties.

8. Acceptable use

You may not misuse the Service, interfere with its operation, attempt unauthorized access, reverse engineer protected components except where law permits, introduce malicious code, scrape or resell the Service without permission, impersonate others, violate law, harass or exploit another person, or use the Service to infringe intellectual-property or privacy rights.

9. ValeCor intellectual property

The Service, ValeCor name and branding, software, interfaces, action libraries, text, graphics, and other materials provided by ValeCor are owned by ValeCor or its licensors and are protected by applicable intellectual-property laws. These Terms grant you a limited, personal, revocable, non-transferable right to use the Service for its intended purpose. No ownership rights are transferred to you.

10. Third-party services

The Service may rely on third parties such as Webflow for site hosting, Memberstack for account and access management, and Stripe for payment processing. Their services may be governed by their own terms and privacy practices. We are not responsible for independent third-party services, outages, or actions outside our reasonable control.

11. Availability, changes, and termination

We may maintain, update, suspend, or discontinue features when reasonably necessary. We do not guarantee uninterrupted or error-free access. We may suspend or terminate an account for material breach, fraud, abuse, security risk, nonpayment, or unlawful conduct. You may stop using the Service at any time. Sections that by their nature should survive termination will survive.

12. Disclaimers

To the fullest extent permitted by law, the Service is provided “as is” and “as available.” ValeCor disclaims implied warranties, including merchantability, fitness for a particular purpose, title, and non-infringement. Some jurisdictions do not allow certain disclaimers, so portions of this section may not apply to you.

13. Limitation of liability

To the fullest extent permitted by law, ValeCor and its owners, employees, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenue, data, goodwill, or opportunities; or decisions made based on the Service. ValeCor’s total aggregate liability arising from the Service will not exceed the greater of (a) the amount you paid ValeCor during the 12 months before the event giving rise to the claim or (b) $100. These limits do not apply where prohibited by law or to liability that cannot legally be limited.

14. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless ValeCor from third-party claims, damages, and reasonable costs arising from your unlawful use of the Service, your User Content, or your material breach of these Terms. This section does not require you to indemnify ValeCor for ValeCor’s own unlawful conduct.

15. Governing law and disputes

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles, except that mandatory consumer protections in your home jurisdiction may still apply. Any court proceeding must be brought in a state or federal court with proper jurisdiction in Cook County, Illinois, unless applicable law requires another venue. Before filing a claim, the parties agree to make a good-faith effort to resolve the issue informally.

16. Changes to these Terms

We may update these Terms. If a change materially affects your rights or an automatically renewing subscription, we will provide notice as required by law. The effective date above identifies the current version. Continued use after an update becomes effective constitutes acceptance where permitted by law; when required, we will request renewed affirmative consent.

17. General terms

If a provision is unenforceable, the remaining provisions remain in effect and the invalid provision will be limited to the minimum extent necessary. Our failure to enforce a provision is not a waiver. You may not transfer these Terms without our consent; we may transfer them as part of a merger, financing, reorganization, or sale of the business. These Terms, the Privacy Policy, and plan disclosures presented at checkout form the entire agreement about the Service.

18. Contact

Questions, billing concerns, or legal notices may be sent to support@valecor.co.

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